Credit Card - Welcome Offers
BCM Credit Cards offer you different types of reward program that enable you to enjoy Bonus Point / Cash Reward at your Choice with Credit Card spending!
During the Promotion Period, New BCM Credit Cardholders successfully applied for the Premium Credit Cards can enjoy the below Welcome Offers:
Card Type |
Welcome Offer |
Visa Signature
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68,000 Bonus Points
Upon accumulated spending of $3,800 during the first 2 months
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World Mastercard
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$380 Cash Reward
Upon accumulated spending of $3,800 during the first 2 months
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Other BCM Credit Cards
(not applicable to UnionPay Dual Currency Diamond Card and UnionPay Dual Currency Platinum Card)
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$250 Cash Coupon
Upon accumulated spending of $2,800 during the first 2 months
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UnionPay Dual Currency Diamond Card (Quota of welcome offer is full for this Credit Card)
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5,000 Asia Miles
Upon accumulated spending of $3,800 during the first 2 months
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e-Application Approval Offer (Quota is full for this approval offer) |
Brand New BCM Credit Cardholder who successfully applied for BCM Credit Card through e-application service and make at least one valid transaction within one month upon card issuance can enjoy MOP100 Cash Rebate. |
Promotion Period |
01/01/2024 - 31/12/2024 |
Click here to apply BCM Credit Cards online
Remark: Terms and Conditions apply.
Terms and Conditions for Premium Credit Cards Welcome Offers
1. |
Applicants have to successfully apply for designated BCM Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM bank”) between 1 January 2024 and 31 December 2024, with both dates inclusive (“Promotion Period”) in order to enjoy the Welcome Offer. |
2. |
Welcome Offer for Visa Signature Credit Card |
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2.1) Cardholders can enjoy extra 68,000 Credit Card bonus points with accumulated valid transaction amount (including Cash Advance) of MOP3,800 during the first 2 months of card issuance. |
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2.2) The extra bonus points will be credited to the cardholders’ Credit Card account within 2 months after the end of the spending period. |
3. |
Welcome Offer for World Mastercard |
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3.1) Cardholders can enjoy extra MOP380 cash rebate with accumulated valid transaction amount (including Cash Advance) of MOP3,800 during the first 2 months of card issuance. |
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3.2) The extra cash rebate will be credited to the cardholders’ Credit Card account within 2 months after the end of the spending period. |
4. |
Welcome offers are applicable to BRAND NEW BCM Credit Cardholders only. These offers do not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date. |
5. |
Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions. |
6. |
Each Credit Cardholder can enjoy the Welcome Offer only for ONE time each disregards the number of BCM Credit Card he/she possesses/applied. |
7. |
Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, the handling charge of MOP600 will be debited from the Cardholder’s account respectively. |
8. |
Transaction eligibility shall be determined at the sole and absolute discretion of BCM bank according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International. |
9. |
The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card. |
10. |
Welcome Offers are only available to cardholders, whose new card accounts are determined in the sole discretion of the Bank to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. The Bank shall have the sole discretion in determining a cardholder’s entitlement to the Welcome Offers, and reserves the right to disqualify any cardholder from enjoying these Welcome Offers for any reason. |
11. |
This service/product is not targeted at customers in the EU. |
12. |
BCM bank reserves the right to amend any of these Terms and Conditions without prior notice. |
13. |
If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail. |
Terms and Conditions for Other BCM Credit Cards Welcome Offers
1. |
Applicants have to successfully apply for any BCM Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM bank”) between 1 January 2024 and 31 December 2024, with both dates inclusive (“Promotion Period”) to enjoy the Welcome Offer. |
2. |
Customers who successfully applied for BCM Credit Card for the first time and accumulate valid transaction of at least MOP2,800 (including cash advance) within the first two months of card issuance can enjoy Welcome Offer – MOP250 Cash Coupon. |
3. |
Welcome Offer are applicable to BRAND NEW BCM Credit Cardholders only. The offers do not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date. |
4. |
Welcome offer is not applicable to UnionPay Dual Currency Diamond Card and UnionPay Dual Currency Platinum Card. |
5. |
Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions. |
6. |
The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card. |
7. |
Each Credit Cardholders can enjoy the Welcome Offer only ONE time each disregards the number of BCM Credit Card he/she possesses/applied. |
8. |
In case any Cardholder redeems more than the allowed quantity of Welcome Offer, BCM bank will debit MOP250 from the relevant card account for each extra gift redeemed. |
9. |
Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, the handling charge of MOP250 will be debited from the Cardholder’s account respectively. |
10. |
The Welcome Offer is offered on first-come-first-serve basis. In case of stock out, the bank has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers. |
11. |
This service/product is not targeted at customers in the EU. |
12. |
BCM bank reserves the right to amend any of these Terms and Conditions without prior notice. |
13. |
If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail. |
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