| 1. |
The Promotion Period of the “Plan for the Future” (“Promotion”) of Banco Comercial de Macau, S.A. (“BCM”) is from 7 September to 31 December 2024, with both dates inclusive (“Promotion Period”). |
| 2. |
Wealth Management Service Offer
|
| |
Customers who complete the financial planning questionnaire at BCM branch can enjoy MOP50 Cash Coupon.
|
| 3. |
Special Savings Plan Offer |
| |
3.1 |
Customer who has applied designated Special Savings Plans can be eligible for an extra interest rate 0.2% p.a.. |
| |
3.2 |
Designated Special Savings Plans refer to “Ideal Savings Plan”, “Doraemon Deposit Reward Program”, Hello Kitty Special Savings Plan” and “Multi- Currency Savings Plan”. |
| |
3.3 |
The offer is not applicable to RMB Account. |
| 4. |
New Fund Deposit Offer |
| |
4.1 |
Customers who deposited New Fund of MOP/HKD30,000 (“New Fund”) to designated Currency or Savings Account during the Promotion Period to hold in the account for 6 consecutive months can entitle to the corresponding Deposit Gift: Deposit New Fund into Hello Kitty Integrate Account can entitle to Hello Kitty Waffle Maker or Hello Kitty Juicy Blender, while deposit New Fund into other type of Current or Savings account can entitle to NOVELTI Mini Electric Multi Cooker (“Deposit Gift”). |
| |
4.2 |
Each New Fund can only be entitled to ONE Deposit Gift disregards the number of Account(s) registered for the Promotion. |
| |
4.3 |
Joint Account can only entitle to one Deposit Gift. |
| |
4.4 |
BCM is not the gifts supplier and will not be responsible for the quality and any matters in relation to the gifts. Customers should resolve such issues directly with the supplier. |
| |
4.5 |
Gifts are offered on first-come-first-served basis with limited supply. In case of stock out, BCM has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers. |
| |
4.6 |
Shall the customer withdraw part or all of the New Fund before the maturity of the Deposit Period, the Deposit Gift entitlement will be forfeited, or an administrative fee of MOP600 will be automatically debited from customer’s any account with BCM in case the Deposit Gift has been collected. |
| 5. |
Special “Easy Fun” Installment Program |
| |
5.1 |
The special “Easy Fun” Installment Program (“the Program”) is applicable to all MOP/HKD Credit Cards and Co-branded Credit Cards (including Supplementary Card) (“Eligible Cards”) issued by BCM. |
| |
5.2 |
The Program is only applicable to retail transactions made by the Applicant with Eligible Cards at designated merchants of “Plan for the Future” during the Promotion Period. |
| |
5.3 |
The minimum application amount (“Application Amount”) of this Program is MOP/HKD1,000. |
| |
5.4 |
The Program provides 12-month installment tenor (“Tenor”). |
| |
5.5 |
The total amount approved by the Program will be the Application Amount (“Installment Amount”). The Installment Amount will then be deducted from the available Credit Card limit. Once approved, the Cardholder is not allowed to make changes to the Application Amount or the Tenor. |
| |
5.6 |
The Program application has to be submitted at least 5 working days before the Payment Due Date of the latest Credit Card Statement and notification letter will be mailed to Cardholder upon approval. The Bank shall not be liable if the Bank cannot approve the application due to Cardholder cannot provide complete information to confirm the application details. |
| |
5.7 |
The Program Repayment Amount per installment is calculated by dividing the total Application Amount by the number of months (Tenor). |
| |
5.8 |
If the Cardholder fails to settle the statement balance before the Payment Due Date, the outstanding balance of the installment amount will be subject to relevant fees, charges and interests as stipulated under the BCM Credit Card Cardholder Agreement. |
| |
5.9 |
For early settlement of the outstanding Easy-Fun Installment Amount or ending the Program, the Cardholder should repay the outstanding balance of approved Installment Amount plus a Cancellation Fee of MOP/HKD300. The outstanding Installment Amount and Cancellation Fee will then be debited from Cardholder’s Credit Card account automatically. |
| |
5.10 |
The Program Application Amount will not be eligible to “Credit Card Bonus Point” scheme. |
| |
5.11 |
Should the Credit Card limit exceeded for any reason during the application process or before the approval, BCM has the right to terminate the application and request immediate partial or full repayment to the outstanding balance. |
| |
5.12 |
BCM reserves the right to approve or reject the Promotion application without prior notice. All presented application form and relevant document for the Program will not be returned. |
| 6. |
MIC “Sweet Home” and “Happy Trip” Insurance Plan Offers |
| |
6.1 |
The offers are only applicable to customers who apply for the designated insurance product of Macau Insurance Company Limited (MIC) through BCM website. |
| |
6.2 |
Please refer to the policy schedule for detailed terms and conditions for the designated insurance product. |
| |
6.3 |
MIC reserves the right for final decision on the promotion, including (but not limited to) suspension or termination of the promotion and amendment of its terms and conditions at any time without prior notice. |
| 7. |
Relevant Accounts should maintain at good financial status in order to entitle to the above offer. |
| 8. |
In case of dispute, BCM reserve the right for the final decision. |
| 9. |
This service/product is not targeted at customers in the EU. |
| 10. |
BCM bank reserve the right to amend any of these terms and conditions without prior notice. |
| 11. |
If there is any inconsistency between the English and Chinese versions of these terms and conditions, the Chinese version shall prevail. |
e-Services Login
