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Wealth Partaking and Childcare Allowance Deposit Rewards

Terms and Conditions:

1.	The Promotion Period of the "Wealth Partaking and Childcare Allowance Deposit Rewards" (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 4 July to 30 September 2025 with both dates inclusive (“Promotion Period”).
2.	Childcare Allowance Registration Offer
	2.1	Customer who has registered his/her BCM bank account during the Promotion Period for receiving the Childcare Allowance (“Childcare Allowance Fund”) and successfully received the Childcare Allowance Fund from the Social Welfare Bureau on or before 28 November 2025, can be entitled to MOP60 cash reward.
	2.2	Each customer can be entitled to a maximum of MOP60 cash reward from the Childcare Allowance Registration Offer.
3.	Hold Fund Offer
	3.1	Wealth Partaking Scheme Deposit
	3.1.1	Brand new customer and existing customer who have successfully deposited the MOP10,000 Cash Handout Fund from the Wealth Partaking Scheme 2025 (“Cash Handout Fund”) and hold fund for 3 consecutive months (“Deposit Period”) in the account can be entitled to MOP100 and MOP50 cash reward respectively. For each deposited Cash Handout Fund thereafter the initial deposited Cash Handout Fund, customer can be entitled to MOP50 cash reward.
	3.1.2	The Cash Handout Fund is required to be deposited in the form of either an official crossed cheque issued by the Macau S.A.R. Government or bank transfer via the customer’s BCM settlement account registered with the Financial Services Bureau.
	3.2	Childcare Allowance Deposit
	3.2.1	Customer who has successfully received Childcare Allowance Fund via his/her BCM account and hold fund for 3 consecutive months (“Deposit Period”) in the account can enjoy $50 cash reward for every MOP10,000 Childcare Allowance Fund held.
	3.3	Joint account is not applicable to the Hold Fund Offer.
	3.4	Each customer can be entitled to a maximum of MOP300 cash reward from the Hold Fund Offer.
4.	The related cash reward(s) will be automatically deposited to the customers’ relevant account after the Promotion ends.
5.	Shall the customer request to cancel the Fund holding before the maturity of the Deposit Period, the qualification to all related cash reward(s) will be forfeited, whilst the equivalent amount of the collected cash reward(s) will be deducted from the relevant account.
6.	The Promotion cannot be used in conjunction with BCM’s other offers.
7.	Customers should maintain a valid BCM account and with good financial status in order to entitle to the Promotion.
8.	In case of any dispute, BCM reserves the right to make the final decision.
9.	This service/product is not targeted at customers in the EU.
10.	BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.
11.	In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

Related Services and Promotions

Wealth Partaking and Childcare Allowance Deposit Rewards

Terms and Conditions:

1.	The Promotion Period of the "Wealth Partaking and Childcare Allowance Deposit Rewards" (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 4 July to 30 September 2025 with both dates inclusive (“Promotion Period”).
2.	Childcare Allowance Registration Offer
	2.1	Customer who has registered his/her BCM bank account during the Promotion Period for receiving the Childcare Allowance (“Childcare Allowance Fund”) and successfully received the Childcare Allowance Fund from the Social Welfare Bureau on or before 28 November 2025, can be entitled to MOP60 cash reward.
	2.2	Each customer can be entitled to a maximum of MOP60 cash reward from the Childcare Allowance Registration Offer.
3.	Hold Fund Offer
	3.1	Wealth Partaking Scheme Deposit
	3.1.1	Brand new customer and existing customer who have successfully deposited the MOP10,000 Cash Handout Fund from the Wealth Partaking Scheme 2025 (“Cash Handout Fund”) and hold fund for 3 consecutive months (“Deposit Period”) in the account can be entitled to MOP100 and MOP50 cash reward respectively. For each deposited Cash Handout Fund thereafter the initial deposited Cash Handout Fund, customer can be entitled to MOP50 cash reward.
	3.1.2	The Cash Handout Fund is required to be deposited in the form of either an official crossed cheque issued by the Macau S.A.R. Government or bank transfer via the customer’s BCM settlement account registered with the Financial Services Bureau.
	3.2	Childcare Allowance Deposit
	3.2.1	Customer who has successfully received Childcare Allowance Fund via his/her BCM account and hold fund for 3 consecutive months (“Deposit Period”) in the account can enjoy $50 cash reward for every MOP10,000 Childcare Allowance Fund held.
	3.3	Joint account is not applicable to the Hold Fund Offer.
	3.4	Each customer can be entitled to a maximum of MOP300 cash reward from the Hold Fund Offer.
4.	The related cash reward(s) will be automatically deposited to the customers’ relevant account after the Promotion ends.
5.	Shall the customer request to cancel the Fund holding before the maturity of the Deposit Period, the qualification to all related cash reward(s) will be forfeited, whilst the equivalent amount of the collected cash reward(s) will be deducted from the relevant account.
6.	The Promotion cannot be used in conjunction with BCM’s other offers.
7.	Customers should maintain a valid BCM account and with good financial status in order to entitle to the Promotion.
8.	In case of any dispute, BCM reserves the right to make the final decision.
9.	This service/product is not targeted at customers in the EU.
10.	BCM reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.
11.	In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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