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Investment Fund - Welcome Offers

Terms & Conditions

The Promotion Period (“Promotion Period”) of the Investment Services Promotional Campaign of Banco Comercial de Macau, S.A. (“BCM bank”) is from 18 May 2022 to 30 September 2022.

New Investment Account Offers

2.1

Preferential Commission Rate Offer

2.1.1

Customers who open brand new Investment Fund account and make the first subscription during the Promotion Period can enjoy to the below preferential commission rate charge: 0.88% for VIP Banking customers; 1% for other customers.

2.1.2

The maximum subscription amount is HKD500,000 or its equivalent.

2.1.3

The New Investment Account Offer cannot be used in conjunction with designated loan services.

2.2

1-week Time Deposit Plan with Foreign Exchange Special Offer

2.2.1

Customers who open brand new Investment Fund account and make the first subscription during the Promotion Period are eligible to the following preferential interest rate for a 1-week Time Deposit plan with foreign currencies exchange:

Designated Currency	1-Week Time Deposit Interest Rate (p.a.)
CNY	7%
NZD	7%
AUD	7%
CAD	7%
GBP	7%
EUR	7%
JPY	7%

2.2.2

The interest rates from this offer is only applicable to the 1-week time deposit set-up with the exchange amount from FX transaction of designated foreign currency.

2.2.3

Designated foreign currencies include CNY, NZD, AUD, CAD, GBP, EUR and JPY.

2.2.4

The minimum deposit amount of the time deposit is equivalent to MOP/HKD50,000.

2.2.5

The maximum deposit amount of the time deposit is equivalent to MOP/HKD2,000,000.

2.2.6

Automatic renewal upon the expiry of the Deposit Cycle is not applicable to offer, the deposit amount and interest granted on maturity will be credited to customer’s foreign currency saving account.

2.2.7

This offer of the Promotion cannot be used in conjunction with BCM bank’s other offers.

Existing Investment Account Offers

3.1

Investment Fund Switching Offer

3.1.1

Customers who have existing Investment Fund portfolio switch the existing fund to another investment fund of the same fund house can enjoy the special fund switching commission rate charge at 0.8%.

3.1.2

The Offer is only applicable to the same subscription amount of the original fund.

3.2

Investment Fund Re-subscription Offer

3.2.1

Customers who have existing Investment Fund portfolio reinvest with redeemed investment fund can enjoy the preferential commission rate charge at 1.5%.

3.2.2

The reinvest amount should no more than the original fund.

New Investment Account Referral Offer

4.1

Existing VIP Banking Customers who refer customer to open brand new Investment Fund Account and complete the first subscription during the Promotion Period can entitle to MOP200 cash rebate.

4.2

Each customer can entitle to a maximum of MOP1,000 cash rebate.

4.3

The investment fund subscription amount of the referee should be between HKD100,000 and HKD500,000 or equivalent.

4.4

The relevant settlement account and investment account should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.

In case of dispute, BCM bank reserves the right for the final decision.

This service/product is not targeted at customers in the EU.

The Bank reserves the right to amend any of these terms and conditions without prior notice.

If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

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