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Credit Card - Welcome Offers

Terms and Conditions for Visa Platinum Credit Card & UnionPay Dual Currency Credit Card Welcome Offers

1.	Applicants have to successfully apply for Visa Platinum Credit Card or UnionPay Dual Currency Credit Card (“Eligible Credit Card”) of Banco Comercial de Macau, S.A. (“BCM”) between 1 January and 31 December 2025, with both dates inclusive (“Promotion Period”) in order to enjoy the Welcome Offer.
2.	Welcome offer is applicable to BRAND NEW BCM Credit Cardholders only. The offer do not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date.
3.	Customers who successfully applied for Eligible Credit Card for the first time and make purchase of at least MOP6,800 (including cash advance) within the first two months of card issuance can enjoy Welcome Offer – 3 Free Accesses of Airport Lounge Service OR MOP400 Cash Coupon (“Welcome Offer”).
4.	Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.
5.	The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card.
6.	Each Credit Cardholder can enjoy the Welcome Offer only for ONE time disregards the number of BCM Credit Card he/she possesses/applied.
7.	Free accesses earned by this offer will expire at the end of the following calendar year.
8.	In case any Cardholder redeems more than the allowed quantity of gifts, BCM will debit MOP660 or MOP400 from the relevant card account for each extra gift redeemed.
9.	Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, is subject to a handling charge of MOP660 or MOP400 to be debited from the Cardholder’s account.
10.	Transaction eligibility shall be determined at the sole and absolute discretion of BCM according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International.
11.	Welcome Offer is offered on first-come-first-served basis. In case of stock out, BCM bank has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers.
12.	Welcome Offer is only available to cardholders, whose new card accounts are determined in the sole discretion of BCM to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. BCM will have the sole discretion in determining a cardholder’s entitlement to the Welcome Offer, and reserves the right to disqualify any cardholder from enjoying these Welcome Offer for any reason.
13.	This service/product is not targeted at customers in the EU.
14.	BCM reserves the right to amend any of these Terms and Conditions without prior notice.
15.	If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail.

Terms and Conditions for Other BCM Credit Cards Welcome Offers

1.	Applicants have to successfully apply for BCM Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM”) between 1 January and 31 December 2025, with both dates inclusive (“Promotion Period”) to enjoy the offer.
2.	Customers who successfully applied for BCM Credit Card for the first time and make purchase of at least MOP2,800 (including cash advance) within the first two months of card issuance can enjoy MOP250 Cash Coupon.
3.	Welcome offer is applicable to BRAND NEW BCM Credit Cardholders only. This offer does not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date.
4.	Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.
5.	The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card.
6.	Each Credit Cardholders can enjoy the Welcome Offer only ONE time disregards the number of BCM Credit Card he/she possesses/applied.
7.	In case any Cardholder redeems more than the allowed quantity of gifts, BCM will debit MOP250 from the relevant card account for each extra gift redeemed.
8.	Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, is subject to a handling charge of MOP250 to be debited from the Cardholder’s account.
9.	Transaction eligibility shall be determined at the sole and absolute discretion of BCM according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International.
10.	The gifts are offered on first-come-first-serve basis. In case of stock out, BCM has full discretion, at any time without prior notice, to change to any other item(s) of same value being offered or terminate the offer.
11.	Welcome Offer is only available to cardholders, whose new card accounts are determined in the sole discretion of BCM to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. BCM will have the sole discretion in determining a cardholder’s entitlement to the Welcome Offer, and reserves the right to disqualify any cardholder from enjoying these Welcome Offer for any reason.
12.	This service/product is not targeted at customers in the EU.
13.	BCM reserves the right to amend any of these Terms and Conditions without prior notice.
14.	If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail.

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Enquiry 87968888

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Credit Card - Welcome Offers

Terms and Conditions for Visa Platinum Credit Card & UnionPay Dual Currency Credit Card Welcome Offers

1.	Applicants have to successfully apply for Visa Platinum Credit Card or UnionPay Dual Currency Credit Card (“Eligible Credit Card”) of Banco Comercial de Macau, S.A. (“BCM”) between 1 January and 31 December 2025, with both dates inclusive (“Promotion Period”) in order to enjoy the Welcome Offer.
2.	Welcome offer is applicable to BRAND NEW BCM Credit Cardholders only. The offer do not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date.
3.	Customers who successfully applied for Eligible Credit Card for the first time and make purchase of at least MOP6,800 (including cash advance) within the first two months of card issuance can enjoy Welcome Offer – 3 Free Accesses of Airport Lounge Service OR MOP400 Cash Coupon (“Welcome Offer”).
4.	Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.
5.	The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card.
6.	Each Credit Cardholder can enjoy the Welcome Offer only for ONE time disregards the number of BCM Credit Card he/she possesses/applied.
7.	Free accesses earned by this offer will expire at the end of the following calendar year.
8.	In case any Cardholder redeems more than the allowed quantity of gifts, BCM will debit MOP660 or MOP400 from the relevant card account for each extra gift redeemed.
9.	Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, is subject to a handling charge of MOP660 or MOP400 to be debited from the Cardholder’s account.
10.	Transaction eligibility shall be determined at the sole and absolute discretion of BCM according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International.
11.	Welcome Offer is offered on first-come-first-served basis. In case of stock out, BCM bank has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers.
12.	Welcome Offer is only available to cardholders, whose new card accounts are determined in the sole discretion of BCM to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. BCM will have the sole discretion in determining a cardholder’s entitlement to the Welcome Offer, and reserves the right to disqualify any cardholder from enjoying these Welcome Offer for any reason.
13.	This service/product is not targeted at customers in the EU.
14.	BCM reserves the right to amend any of these Terms and Conditions without prior notice.
15.	If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail.

Terms and Conditions for Other BCM Credit Cards Welcome Offers

1.	Applicants have to successfully apply for BCM Credit Card (“Credit Card”) of Banco Comercial de Macau, S.A. (“BCM”) between 1 January and 31 December 2025, with both dates inclusive (“Promotion Period”) to enjoy the offer.
2.	Customers who successfully applied for BCM Credit Card for the first time and make purchase of at least MOP2,800 (including cash advance) within the first two months of card issuance can enjoy MOP250 Cash Coupon.
3.	Welcome offer is applicable to BRAND NEW BCM Credit Cardholders only. This offer does not apply to any existing BCM Credit Cardholders OR customers who possessed any BCM Credit Card or Co-branded Credit Card during the past 12 months before the Credit Card application date.
4.	Valid transactions exclude MacauPass top-up, MPay top-up, autopay transactions, total installment amount of interest-free installment program, total installment amount of cash-in plan and “Easy-Fun” installment plan, financial charges, fees and other unauthorized transactions.
5.	The accumulation of transactions will be based on transaction date and calculated individually by each Credit Card.
6.	Each Credit Cardholders can enjoy the Welcome Offer only ONE time disregards the number of BCM Credit Card he/she possesses/applied.
7.	In case any Cardholder redeems more than the allowed quantity of gifts, BCM will debit MOP250 from the relevant card account for each extra gift redeemed.
8.	Cardholder who has been rewarded the Welcome Offer and terminates the BCM Credit Card within 12 months from card issuance, is subject to a handling charge of MOP250 to be debited from the Cardholder’s account.
9.	Transaction eligibility shall be determined at the sole and absolute discretion of BCM according to the merchant codes issued by Visa International/ Mastercard Asia/Pacific (Hong Kong) Limited/ UnionPay International.
10.	The gifts are offered on first-come-first-serve basis. In case of stock out, BCM has full discretion, at any time without prior notice, to change to any other item(s) of same value being offered or terminate the offer.
11.	Welcome Offer is only available to cardholders, whose new card accounts are determined in the sole discretion of BCM to be in good standing, remain valid and not in default during the spending period and when the rewards are issued. BCM will have the sole discretion in determining a cardholder’s entitlement to the Welcome Offer, and reserves the right to disqualify any cardholder from enjoying these Welcome Offer for any reason.
12.	This service/product is not targeted at customers in the EU.
13.	BCM reserves the right to amend any of these Terms and Conditions without prior notice.
14.	If this English version of the terms and conditions does not conform to the Chinese version, the Chinese version shall prevail.

Visit our branch

Enquiry 87968888

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