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YOUR CAREER PATH BEGINS AT BCM

BCM bank is one of the leading financial institutions in Macau. Established in 1974, BCM bank has been serving its local customers and working for the development of the Territory's economy by supporting its main infrastructural investment projects and being traditionally specialized in the trade finance.

We are inviting highly motivated candidates to join the bank in providing the highest standard of financial services to customers. Posts are opened for the following areas:

 

- MANAGEMENT TRAINEES

- COMMERCIAL BANKING

- COMPLIANCE OFFICE

- RETAIL BANKING

- DIGITAL BANKING

- VIP BANKING / WEALTH MANAGEMENT

- OTHER DEPARTMENTS







MANAGEMENT TRAINEES

MANAGEMENT TRAINEES
  Great opportunities and career development are now offering to fresh graduates who possess the following qualifications and attributes:
 
  • Bachelor or Master Degree of any discipline preferably in Banking, Marketing, Accounting, Finance and Business Administration
  • With less than 2 years’ work experience
  • Excellent analytical thinking and presentation skill
  • Good command of both spoken and written English and Chinese
  • Confident and with a “can-do” attitude
  • Able to learn fast and work under pressure
  • Energetic, self-driven and flexible
  • Great sense of responsibility and teamwork spirit
  • Sound knowledge in Microsoft Office family

  Successful candidates will go through a comprehensive 2 years training program and be offered long-term career prospect and competitive remuneration package including:
 
  • Guarantee and performance bonus
  • 5-day work
  • Bank holidays
  • Attractive annual leave
  • Medical scheme
  • Pension fund
  • Life insurance
  • Training & education opportunities





COMMERCIAL BANKING

Team Head
  Responsibilities:
 
  • Lead a team of Relationship Managers to grow the customer portfolio of commercial banking clients, which include mid-cap, large corporates and/or SMEs engaging in industries of trading and manufacturing, wholesale and retail, construction, as well as real estate development
  • Design and execute business initiatives for Relationship Managers to deepen client relationships
  • Monitor and track performance of team members, identify areas of improvement and provide necessary coaching and guidance
  • Act in capacity of a people manager in relation to motivation, training, recruitment & retention
  • Act as the first line of defense in terms of credit risk, financial crime risk and other operating risk to protect the position of the bank
  • Collaborate with product partners, including Trade Services, Transaction Banking and Treasury, to deepen client relationships

  Requirements:
 
  • Degree holder, preferably in Business Administration, Accounting, Banking and Finance
  • 8 years’ experience of commercial banking customer relationship management with track record of achieving assigned business targets
  • Good presentation and communication skills, including written English
  • People management experience is a definite advantage but not a must

 

Senior Relationship Manager / Relationship Manager
  Responsibilities:
 
  • Manage a customer portfolio of commercial banking clients, which include mid-cap, large corporates and/or SMEs engaging in industries of trading and manufacturing, wholesale and retail, construction, as well as real estate development
  • Execute business development plans directed by team head and division head
  • Monitor credit quality of lending relationships by preparing credit proposals, proactive assessment of client performance and identifying early warning signals
  • Conduct customer due diligence on ongoing basis
  • Collaborate with product partners, including Trade Services, Transaction Banking and Treasury, to deepen client relationships  

  Requirements:
 
  • Degree holder, preferably in Business Administration, Accounting, Banking and Finance
  • 3-4 years’ (or 5-8 years’ for Senior Relationship Manager) experience of customer relationship management with track record of achieving assigned business targets; commercial banking experience is a definite advantage but not a must (as technical and on-the-job training will be provided)
  • Good presentation and communication skills, including written English
  • Self-driven, customer-oriented and able to collaborate within a team





COMPLIANCE OFFICE

Manager
  Responsibilities:
 
  • To perform all compliance functions to ensure that the Bank adheres to relevant legal and regulatory requirements
  • To perform regular compliance checking and reviews on the Bank’s various activities
  • To review sales, trades and relevant MIS reports
  • To formulate and update Compliance related guidelines and management reports
  • To communicate with various counter-parties of the Bank and provide compliance related advice
  • To perform ad-hoc tasks as assigned

  Requirements:
 
  • University graduated or above with a minimum of 7 years of practical experience in banking industry, preferably with working experience in compliance, legal, internal audit, risk management or customer due diligence
  • Strong knowledge in Macau banking compliance, laws and regulatory requirements
  • Handle multi-task projects and meet tight deadline
  • Mature, well-organized and strong sense of responsibility
  • Team player, strong communication, expression and interpersonal skills
  • High proficiency in spoken and written English and Chinese
  • Candidates with less experiences would be considered as Deputy Manager





RETAIL BANKING

Branch Manager
  Responsibilities:
 
  • To explore business opportunities and implement business plans to achieve business targets set by the management
  • To develop and cultivate existing and new customer relationship in accordance with the branch target segments
  • To manage and train up branch staff to provide quality services and promote a full range of bank’s retail products to customers
  • To manage branch daily operations in comply with the bank’s risk control standards and operations procedures

  Requirements:
 
  • Degree holder with 8 years of experience in retail banking of which at least 3 years in supervisory level
  • Sound knowledge of retail banking/wealth management and branch operations
  • Strong leadership and interpersonal communication skills
  • Result-oriented and able to work under pressure
  • Good command of spoken and written English and Mandarin

 

Relationship Manager
  Responsibilities:
 
  • To promote and solicit new business as well as to achieve sales targets of the branch
  • To develop existing business activities and maintain good relationship with customers
  • To perform credit activities including credit proposals and credit analysis
  • To provide general banking services and information to customers   

  Requirements:
 
  • University degree holder preferable with 2 years of relevant experience in Retail Banking business or other business area
  • Sound  knowledge of retail financial products and services  
  • Good communication and interpersonal skills
  • Good command of English and Chinese, written and spoken; Mandarin speaking an absolute advantage
  • Self-motivated and able to work under pressure
  • Candidate with less experience would be considered as Assistant Relationship Manager

 

Customer Service Officer
  Responsibilities:
 
  • To handle all kinds of customer requests including account opening, application of credit card, ATM card, cheque book, etc.
  • To handle customer complaints
  • To sell banking and insurance products

  Requirements:
 
  • Form 6 graduate or above with a minimum of 1 year's relevant experience
  • Basic command of written and spoken English and Chinese
  • Good communication and interpersonal skills

 

Teller / Senior Teller
  Responsibilities:
 
  • To handle all retail cash or non-cash transactions over counter
  • To operate the ATM machine
  • To promote bank or insurance products for retail customers

  Requirements:
 
  • Form 6 graduate or above
  • Basic spoken and written Chinese and English
  • Good communication and interpersonal skills
  • Candidate with relevant experience would be considered as Senior Teller





DIGITAL BANKING

Manager / Senior Manager
  Responsibilities:
 
  • Assisting Head of Digital Transformation in formulating and executing innovative personal banking digital initiatives and solutions to achieve business targets and improve customer experience and transactions
  • Keeping abreast to FinTech market trends and leading the development of new functionalities and capabilities for online and mobile channels of the bank to meet the business needs
  • Collaborate with internal and external stakeholders to implement development projects, ensure effective implementation and achieve target project results
  • Leading the Digital Banking Team in managing daily operations and monitoring of the digital and electronic platforms and channels
  • Staying alert of market and regulatory changes, timely executing due diligence and other risk based diligence as required for the platforms and channels

  Requirements:
 
  • Degree holder in Business Administration, e-Commerce, Information Technology or related discipline preferable
  • At least 3 years’ hands-on experience in digital banking platform development or project management or in internet business
  • Be highly aware of market trend, new technologies, new digitalized products and business models
  • Self-motivated, organized, creative and with strong analytical mindset, plus able to work independently and under pressure
  • Excellent communication and interpersonal skill
  • Fluency in Cantonese, English and Putonghua and excellent writing skills in Chinese and English
  • Candidate with less experience will be considered as Deputy Manager





VIP BANKING / WEALTH MANAGEMENT

Relationship Manager
  Responsibilities:
 
  • To provide VIP banking services to VIP customers
  • To explore wealth management business opportunities with assigned customer portfolio
  • To achieve the assigned targets e.g. commission income, new accounts, etc.
  • To conduct investment deal transactions

  Requirements:
 
  • University degree holder in Business Administration, Finance or Accounting preferably with professional qualifications such as CFA, CFP, CFMP, etc.
  • Minimum 3 years’ banking experience in wealth management business
  • Good command of written and spoken English and Chinese, fluent Mandarin would be an advantage
  • Good communication and interpersonal skills
  • Proficient in MS Office including Word, Excel and PowerPoint
  • Highly responsible and self-motivated with good problem solving skills





OTHER DEPARTMENTS

Clerk
  Responsibilities:
 
  • To provide clerical and administrative support to department

  Requirements:
 
  • Form 6 graduate or above, preferably with relevant experience
  • Basic spoken and written Chinese and English
  • Proficiency in MS Word and Excel
  • Responsible, hardworking and good interpersonal skills

We offer highly competitive remuneration, guarantee double pay, discretionary performance bonus, 5-day work, bank holidays, attractive annual leave, comprehensive medical and life insurances and pension scheme to the successful candidate.  For a dynamic career, please send your resume indicating date available, present and expected salary to Human Resources Department, Banco Comercial de Macau, S.A., Avenida da Praia Grande No. 572, Edf. BCM, 7 andar, Macau or fax to 8791 0423 or e-mail to career@bcm.com.mo.

(All information provided will be treated in strict confidence and used solely for recruitment purpose.)