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YOUR CAREER PATH BEGINS AT BCM

BCM bank is one of the leading financial institutions in Macau. Established in 1974, BCM bank has been serving its local customers and working for the development of the Territory's economy by supporting its main infrastructural investment projects and being traditionally specialized in the trade finance.

We are inviting highly motivated candidates to join the bank in providing the highest standard of financial services to customers. Posts are opened for the following areas:

 

- COMMERCIAL BANKING

- COMPLIANCE OFFICE

- INFORMATION TECHNOLOGY

- MARKETING AND CORPORATE AFFAIRS

- RETAIL BANKING

- VIP BANKING / WEALTH MANAGEMENT

- OTHER DEPARTMENTS







COMMERCIAL BANKING

Team Head / Senior Manager
  Responsibilities:
 
  • Development and gaining market share in Commercial Banking areas including loans, trade finance, treasury, deposits, etc.
  • Perform credit assessment and recommend quality credit proposals for approval
  • Deliver quality banking services and nurture total banking relationship
  • Solicit new customer for targeted growth of business volume
  • Manage new / existing client portfolio, credit review, AML review and on-going credit monitoring

  Requirements:
 
  • Degree holder in Business Administration, Banking, Finance, Accounting or related disciplines
  • Minimum 8 years experience in Commercial Banking with proven sales track record
  • Analytical thinking and sound knowledge in commercial lending with formal credit analysis training
  • Knowledge in syndication loan and cross border lending is a merit
  • Self motivated, strong leadership, result oriented 
  • Good communication and negotiation skills
  • Good command of English and Chinese, fluent Mandarin is an advantage

 

Relationship Manager
  Responsibilities:
 
  • Assist team head in the service and development of a commercial account portfolio
  • Nurture client relationship and identify additional business opportunities  
  • Follow up customer financial needs and prepare credit proposals for credit approval
  • Promotion and sales of banking products and services
  • On-going account monitoring and AML review          

  Requirements:
 
  • Degree holder, preferably in Business Administration, Banking and Finance
  • 3-4 years experience in Commercial Banking with formal credit analysis training  
  • Good presentation and communication skills
  • Self driven, result-oriented and able to work under pressure
  • Good command of English and Chinese, fluent Mandarin will be an advantage





COMPLIANCE OFFICE

Manager
  Responsibilities:
 
  • To perform all compliance functions to ensure that the Bank adheres to relevant legal and regulatory requirements
  • To perform periodic compliance reviews on the Bank’s various activities
  • To review sales, trades and relevant MIS reports
  • To formulate compliance related guidelines and management reports
  • To communicate with various counter-parties of the Bank and provide compliance related advice

  Requirements:
 
  • University graduated or above with a minimum of 7 years of practical experience in banking industry, preferably with working experience in compliance, legal, internal audit, risk management or customer due diligence
  • Strong knowledge in Macau banking compliance, laws and regulatory requirements
  • Self-motivated, independent, and pleasant personality with good communication and interpersonal skills
  • High proficiency in spoken and written English and Chinese
  • Candidates with less experience would be considered as Deputy Manager



Officer
  Responsibilities:
 
  • To provide support in performing compliance functions to ensure that the Bank adheres to relevant legal and regulatory requirements
  • To perform periodic compliance reviews on the Bank’s various activities
  • To review sales, trades and relevant MIS reports
  • To provide support in AML & compliance-related tasks
  • To assist in answering inquiries from internal departments

  Requirements:
 
  • University graduate with a minimum of 4 years of practical experience in banking industry
  • Knowledge in Macau banking laws, rules and regulatory requirements
  • Self-motivated, independent and pleasant personality with good communication and interpersonal skills
  • High proficiency in spoken and written English and Chinese
  • Candidates with more experience would be considered as Senior Officer





INFORMATION TECHNOLOGY

Analyst Programmer / Programmer
  Responsibilities:
 
  • Design, analyze and assess existing business systems and procedures
  • Fulfill requirements of internal and external business users
  • Assist in defining software development project plans, including scheduling and implementation
  • Transform software specifications into program codes
  • Maintain proper coding practices and documentation
  • Test coding and perform debugging to problem areas

  Requirements:
 
  • Diploma / Degree holder in Computer Science, Management Information System or related disciplines
  • Experience in developing web / mobile application is an advantage
  • Previous programming work experience is an advantage
  • Knowledge in relational database and application programming
  • Strong communication skill with good teamwork spirit
  • Experience in AS/400 is a plus but not essential
  • Applicant with less experience would be considered as Programmer





MARKETING AND CORPORATE AFFAIRS

Manager
  Responsibilities:
 
  • Responsible to plan and develop designated banking products and services, including the personal banking e-channels and digital services
  • Drive and/or participate in relevant projects and co-ordinate with all internal and external parties to design and build up necessary development work, operation flow and control
  • Conduct trainings on regularly basis to help enhancing the knowledge and professionalism of the bank’s salesforce
  • Ensure full compliance of the Bank’s policies and procedures, relevant banking ordinances, and other regulatory requirements
  • Conduct regular marketing research to keep abreast of market competition and maintain the banks' product competitiveness in the market.
  • Manage and arrange analysis, data mining and statistical reports for key products and services to support daily operations and sales activities.
  • Design and drive up various marketing activities, including but not limited to advertising and promotions, to help boost up sales and capture business opportunities.

  Requirements:
 
  • Degree in Marketing, Business Administration, e-Commerce or related disciplines
  • At least 5 years relevant experience in banking industry with proven track records in product development and marketing
  • Experience and knowledge in digital or electronic banking services is a must
  • Strong leadership with sound analytical and interpersonal skills 
  • Independent, self-motivated and trustworthy
  • Proficiency in both English and Chinese
  • Knowledge on using Microsoft Office tools whereas Macintosh know how is an advantage





RETAIL BANKING

Relationship Manager
  Responsibilities:
 
  • To promote and solicit new business as well as to achieve sales targets of the branch
  • To develop existing business activities and maintain good relationship with customers
  • To perform credit activities including credit proposals and credit analysis
  • To provide general banking services and information to customers   

  Requirements:
 
  • University degree holder preferable with 2 years of relevant experience in Retail Banking business or other business area
  • Sound  knowledge of retail financial products and services  
  • Good communication and interpersonal skills
  • Good command of English and Chinese, written and spoken; Mandarin speaking an absolute advantage
  • Self-motivated and able to work under pressure
  • Candidate with less experience would be considered as Assistant Relationship Manager

 

Customer Service Officer
  Responsibilities:
 
  • To handle all kinds of customer requests including account opening, application of credit card, ATM card, cheque book, etc.
  • To handle customer complaints
  • To sell banking and insurance products

  Requirements:
 
  • Form 6 graduate or above with a minimum of 1 year's relevant experience
  • Basic command of written and spoken English and Chinese
  • Good communication and interpersonal skills

 

Teller / Senior Teller
  Responsibilities:
 
  • To handle all retail cash or non-cash transactions over counter
  • To operate the ATM machine
  • To promote bank or insurance products for retail customers

  Requirements:
 
  • Form 6 graduate or above
  • Basic spoken and written Chinese and English
  • Good communication and interpersonal skills
  • Candidate with relevant experience would be considered as Senior Teller





VIP BANKING / WEALTH MANAGEMENT

Relationship Manager
  Responsibilities:
 
  • To provide VIP banking services to VIP customers
  • To explore wealth management business opportunities with assigned customer portfolio
  • To achieve the assigned targets e.g. commission income, new accounts, etc.
  • To conduct investment deal transactions

  Requirements:
 
  • University degree holder in Business Administration, Finance or Accounting preferably with professional qualifications such as CFA, CFP, CFMP, etc.
  • Minimum 3 years’ banking experience in wealth management business
  • Good command of written and spoken English and Chinese, fluent Mandarin would be an advantage
  • Good communication and interpersonal skills
  • Proficient in MS Office including Word, Excel and PowerPoint
  • Highly responsible and self-motivated with good problem solving skills





OTHER DEPARTMENTS

Clerk
  Responsibilities:
 
  • To provide clerical and administrative support to department

  Requirements:
 
  • Form 6 graduate or above, preferably with relevant experience
  • Basic spoken and written Chinese and English
  • Proficiency in MS Word and Excel
  • Responsible, hardworking and good interpersonal skills

We offer highly competitive remuneration, guarantee double pay, discretionary performance bonus, 5-day work, bank holidays, attractive annual leave, comprehensive medical and life insurances and pension scheme to the successful candidate.  For a dynamic career, please send your resume indicating date available, present and expected salary to Human Resources Department, Banco Comercial de Macau, S.A., Avenida da Praia Grande No. 572, Edf. BCM, 7 andar, Macau or fax to 8791 0423 or e-mail to career@bcm.com.mo.

(All information provided will be treated in strict confidence and used solely for recruitment purpose.)