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Savings+ Statement Account Welcome Offer

Open Savings+ Statement Account to enjoy Welcome Offer

1. Special Interest Rate Offer

During the Promotion Period, customers who open Savings Plus Statement Account and fulfill the specific savings requirement can entitle interest up to 1.26% p.a.:

Monthly Average Balance of Savings+ Statement Account	Interest Rate (per annum)
An increase of $300 or above in the monthly average balance	Extra Interest of 0.25%
An increase of $300 or above in the monthly average balance for 12 months consecutively	Extra Interest of 1.00%
Any amount	Basic Interest of 0.01%

2. New Fund Deposit Rewards

Customers who deposit New Fund of designated amount during the Promotion Period and hold fund for 6 consecutive months in the account can enjoy the corresponding gift, details as follows:

Hold Fund Amount	Gift
HKD/MOP30,000	Yohome 4in1 Large-Capacity Sterilizing Fresh Installation-free Clothes Dryer PRO
HKD/MOP40,000	OIDIRE Homeware dehumidifier
HKD/MOP70,000	Yohome Four Seasons Negative Ion Air Purification Instant Heat Silent Cooling and Heating Bladeless Fan PRO

BCM Savings Plus Statement Account is a unique savings account featuring higher interest rates and savings rewards. It is tailor-made to give you an exclusive offer to increase your wealth and gives you more convenience and benefits!

With an aim to help you achieve your goals, Savings Plus Account is equipped with a range of special offers and facilities:

Higher interest rate & higher rewards
Normal savings interest paid monthly
Automatic overnight deposit
24-Hour cash availability
Autopay service
Use it for your daily transactions such as payment, transfers and standing instructions
Provide e-statement that you can access to statement details of your savings+ statement account at anytime, anywhere

Promotion Period: From now until 30/4/2025

Remark: The offer is available on a first-come, first served basis, whilst quota last. Terms and Conditions apply.

Terms and Conditions

The Promotion Period of the "Savings+ Account Promotional Campaign" (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 3 March until 30 April 2025 with both dates inclusive (“Promotion Period”).

Special Interest Rate Offer:

During the Promotion Period, customer who opens a new Savings+ Statement Account (MOP/HKD) and fulfill the average deposit requirements can entitle to extra interest rewards (“Interest Rewards”) for the first 12 months as stipulated below:

Increment in Monthly Average Balance of Savings+ Account

Interest Rewards (per annum)

An increase of MOP/HKD300 or above per month

Monthly Interest Reward:

An extra Interest of 0.25% p.a.

An increase of MOP/HKD300 or above for 12 months consecutively

Annual Interest Reward:

An extra Interest of 1.00% p.a.

2.1 The deposit period for this plan is 12 months consecutively (“Deposit Cycle”).

2.2 Each customer can only entitle to one Savings+ Statement account with Interest Rewards for each currency of MOP/HKD.

2.3 The Monthly Interest Reward will be deposited to the relevant account on the first calendar date of each month, while the Annual Interest Reward will be deposited on the first calendar date of the 13th month from the account opening date.

2.4 Automatic renewal upon the expiry of the Deposit Cycle is not applicable to this Promotion. The interest calculation will be resumed to normal thereafter based on the prevailing interest rate for Savings+ Account.

New Fund Deposit Offer:

3.1 Existing or new customer who deposited New Fund of designated amount (“New Fund”) into Savings+ Statement Account during the Promotion Period and hold in the Account for 6 consecutive months (“Deposit Period”) can be entitled to the corresponding gift (“Deposit Gift”):

3.1.1 For New Fund Deposit of MOP/HKD30,000, customer can receive a Yohome 4in1 Large-Capacity Sterilizing Fresh Installation-free Clothes Dryer PRO,

3.1.2 For New Fund Deposit of MOP/HKD40,000, customer can receive a OIDIRE Homeware dehumidifier,

3.1.3 For New Fund Deposit of MOP/HKD70,000, customer can receive a Yohome Four Seasons Negative Ion Air Purification Instant Heat Silent Cooling and Heating Bladeless Fan PRO.

3.2 Each deposited New Fund can only be entitled to ONE Deposit Gift during the Promotion Period.

3.3 BCM is not the Deposit Gifts supplier and will not be responsible for the quality and any matters in relation to the gifts. Customers should resolve such issues directly with the supplier.

3.4 Deposit Gifts are offered on first-come-first-served bases with limited supply. In case of stock out, BCM has full discretion, at anytime without prior notice, to change to any other item(s) of same value being offered or terminate the offers.

3.5 Shall the customer withdraw part or all of the New Fund before the maturity of the Deposit Period, the Deposit Offer entitlement will be forfeited, or an administrative fee of MOP600 for each deposited New Fund will be automatically debited from customer’s any account with BCM in case the Deposit Gift has been collected.

BCM bank has full discretion in determining or amending the Interest Rates from time to time with prior notice to Customers.

The offers of the Promotion cannot be used in conjunction with BCM bank’s other offers.

This service/product is not targeted at customers in the EU.

BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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