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Savings+ Statement Account Welcome Offer

Terms and Conditions

The Promotion Period of the "Savings+ Account Promotional Campaign" (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 2 October until 31 December 2024 with both dates inclusive (“Promotion Period”).

Special Interest Rate Offer:

During the Promotion Period, customer who opens a new Savings+ Statement Account (MOP/HKD) and fulfill the average deposit requirements can entitle to extra interest rewards (“Interest Rewards”) for the first 12 months as stipulated below:

Increment in Monthly Average Balance of Savings+ Account

Interest Rewards (per annum)

An increase of MOP/HKD300 or above per month

Monthly Interest Reward:

An extra Interest of 0.25% p.a.

An increase of MOP/HKD300 or above for 12 months consecutively

Annual Interest Reward:

An extra Interest of 1.00% p.a.

2.1 The deposit period for this plan is 12 months consecutively (“Deposit Cycle”).

2.2 Each customer can only entitle to one Savings+ Statement account with Interest Rewards for each currency of MOP/HKD.

2.3 The Monthly Interest Reward will be deposited to the relevant account on the first calendar date of each month, while the Annual Interest Reward will be deposited on the first calendar date of the 13th month from the account opening date.

2.4 Automatic renewal upon the expiry of the Deposit Cycle is not applicable to this Promotion. The interest calculation will be resumed to normal thereafter based on the prevailing interest rate for Savings+ Account.

BCM bank has full discretion in determining or amending the Interest Rates from time to time with prior notice to Customers.

The offers of the Promotion cannot be used in conjunction with BCM bank’s other offers.

This service/product is not targeted at customers in the EU.

BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice.

In case of discrepancy in interpretation between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

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