BCM bank proudly presents you the brand new Star Rewards Account with the concept of “Account + Credit Card” which you can earn Asia Miles with Credit Card bonus points easily by account savings, investment, banking transactions and Credit Card spending. Simply earn your rewards through daily banking services and to redeem exciting lifestyle awards for you to enjoy!

Star Rewards For Your Privilege

First-In-Town Monthly Bonus Point Rewards

• Opening of Star Rewards Account must be under registration of BCM UnionPay Dual Currency Diamond Card or BCM UnionPay Dual Currency Platinum Card

• Earn monthly credit card bonus point rewards by account savings, designated banking products/services, and credit card spending etc.
• Eligible banking products/services for bonus point rewards include:

Average Deposit Balance	Payroll / Autopay Transactions	Deposit of New Fund
Foreign Exchange	Securities Trading and Insurance Product	Other Banking Products and Services

• Total monthly bonus point rewards earned by the Star Rewards Account and the registered credit card will be automatically converted to Asia Miles at the conversion rate of the registered credit card, and credited to your designated Asia Miles member account registered with the Bank

Exclusive 3-level Star Rewards Program

• When your accumulated monthly bonus point rewards of the Star Rewards Account reaches the pre-defined target, your account will be automatically upgraded –up to the highest tier of Star Rewards III account on a yearly basis
• Higher the Star Rewards account level, the higher bonus points you can earn. You can get even more Asia Miles faster!
• VIP Banking customer can enjoy 1.2x bonus point rewards

Other Account Privileges

• E-statement service is available for you to manage account transactions and account enquiries easily via BCM Net e-Banking and Mobile Banking Service
• Credit Card is equipped with ATM functions so that you can enjoy 24x7 banking services such as deposit, withdrawal, bill payment, fund transfer, credit card payment and account enquiry, etc.
• To enjoy even more exclusive privileges and prestige offers by becoming VIP Banking customer

Star Rewards Level Upgrade and Bonus Point Rewards Program:

Program period:
From 1 January 2024 until 31 December 2024

Star Rewards Account – bonus point rewards for designated banking services/transactions

Terms & Conditions for Star Rewards Level Upgrade and Bonus Point Rewards:

1. The Star Rewards Account (“The Account”) Level Upgrade and Bonus Point Rewards is valid from 1 January 2024 until 31 December 2024, and BCM bank has the rights to amend and/or reset the criteria of account level upgrade, bonus point rewards and respective requirements.
2. The calculation of the Star Rewards Account Level Upgrade and Bonus Point Rewards is based on customer basis, i.e. if customer possesses both MOP and HKD Account, the calculation and maximum requirements imposed will be based on the total aggregated monthly average balance and total aggregated transactions of banking products/services under the same customer.
3. The Account is not applicable to joint name account or minor account.
4. Calculation of monthly requirement:
1. The monthly average balance is based on the total aggregated monthly average balance of the Account(s) under the same customer。
2. Designated banking product/service transaction is based on the transaction amount posted on transaction day.
3. BCM Mobile Banking Login is based on the date of the successful login record.
4. VIP Banking customer is required to maintain valid VIP status and the fulfillment of the monthly deposit and investment portfolio requirement in order to enjoy the 1.2x bonus point rewards on the monthly total bonus points earned.
5. The earned bonus points will be converted to Asia Miles on a monthly basis and credited to designated Cathay membership account automatically at the conversion rate of the registered credit card within 1 month after the issuance of the credit card statement. Customer must successfully register the designated Cathay membership account with BCM bank, otherwise, the bonus point rewards of the month will be automatically forfeited.
1. If customer registers the BCM UnionPay Dual Currency Diamond Card, the points will be automatically converted to 1 Asia Mile by every 10 bonus points.
2. If customer registers the BCM UnionPay Dual Currency Platinum Card, the points will be automatically converted to 1 Asia Mile by every 15 bonus points.
3. Shall customer closed the relevant account before the monthly bonus point is credited, the related bonus point of the month will be automatically forfeited.
6. Customer should maintain valid accounts with good financial status in order to entitle to the bonus point rewards
7. This service/product is not targeted at customers in the EU.
8. BCM bank reserves the rights to amend any of the requirements, including but not limited to the bonus point rewards, conversion of Asia Miles under credit card bonus points, products and services, and monthly rewards requirements etc.
9. Other Cathay terms and conditions apply.