Multi-Currency Savings Plan

BCM provides you with the most flexible “Multi-Currency Savings Plan” for easy savings while investing in foreign currencies at ease.
Product Characteristics：

• Offers 11 choices of currencies including MOP, HKD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD and USD¹ to meet your different savings needs.
• Through BCM’s Multi-Currency Savings Account, you can switch your accumulated principal and interest of the Savings Plan to other currencies at any time² , allowing you to take advantage of favorable interest rates and catch up the possible appreciation of your desired currency (ies).
• You can define the “Multi-Currency Savings Plan” monthly deposit amount based on your needs at the minimum of MOP1,000 or its equivalent.
• You can gain a special interest return which is better than savings account simply by defining your monthly deposit and make consecutive deposits for 12 months.
• Our fund transfer service will automatically debit the deposit amount from your Multi-Currency Savings Account on a monthly basis and it’s free.

Remarks:

1. The available currencies of the “Multi-Currency Savings Plan” (“the Plan”) will be defined / offered by Banco Comercial de Macau (“the Bank”) from time to time.
2. The Plan is not available for kid’s account.
3. If Customer fails to make the monthly deposit amount within 7 consecutive days, the Bank has the right to terminate the Plan whilst the interest payment will be forfeited.
4. Automatic renewal is applicable to the Plan upon maturity of the current deposit cycle, whilst the renewed special interest rate is subject to the Bank’s prevailing rates set forth at the time of the automatic renewal.  In case of cancellation of the automatic renewal, customer has to provide written instruction or approach any BCM branch at least 7 working days prior to the maturity.