Hello Kitty Integrated Account

Product Features
                                   
BCM bank is pleased to introduce the exclusive Hello Kitty Integrated Account in town to give you and your children a helping hand to develop and manage your financial planning at ease!

• The Hello Kitty Current Account equipped with checking facility gives your great flexibility in managing your daily finance;
• The Hello Kitty Multi-Currency Savings Account allows you to enjoy all the benefits and returns gained from savings or investing in up to 11 types of currencies just in one account! 

Hello Kitty Special Savings Plan

Hello Kitty special savings plan allows you to gain special interest returns and the benefits of investing in different foreign currencies, making it so much easier and flexible to plan for your future.

Hello Kitty Savings Plan – Applicable for Hello Kitty Current Account only

Hello Kitty Multi-Currency Savings Plan - Applicable to Hello Kitty Multi-Currency Savings Account only

Extra Interest Offer

Apply for dedicated banking products/services and fulfill the monthly requirements to enjoy extra interest returns to your Hello Kitty Integrated Account. The more products/services applied, the higher the extra interest will be entitled.  The Hello Kitty Integrated Account is your great choice of fulfilling your daily banking and financial needs with extra returns!

Monthly Extra Interest terms and conditions

1. The entitlement of the Monthly Extra Interest for the Hello Kitty Integrated Account is based on the aggregate monthly average balance, that is, the total of both the Hello Kitty Current Account and the Hello Kitty Multi-Currency Savings Account.
2. The Monthly Extra Interest is to be defined by Banco Comercial de Macau, S.A. (“BCM bank”) from time to time.  BCM bank has the right to amend the offers and requirements at any time with proper notice.
3. The maximum amount of aggregate monthly average balance that can entitle to the Extra Interest is MOP200,000 or its equivalent.
4. Customer has to maintain the monthly aggregated average balance of MOP/HKD2,500 or its equivalent in the Hello Kitty Multi-Currency Savings Account in order to receive the basic interest per annum.
5. The Monthly Extra Interest will be deposited to customer’s Hello Kitty Current Account on monthly basis.
6. Transaction data extraction standards:
1. Investment Fund Service: Transaction day plus 4 days and must be successfully posted to account.
2. Hello Kitty Integrated Account aggregate monthly average balance: Based on the total of both the Hello Kitty Current Account and the Hello Kitty Multi-Currency Savings Account.
3. Hello Kitty Credit Card:  Based on transactions that are successfully posted to Credit Card account.
4. Payroll Account, Securities Trading Service, Foreign Exchange Service, Autopay Services, Credit Card Auto Top-Up Service: Based on successful posting day of the transactions.
7. Account holders of both individual account and joint account should maintain valid accounts with good financial status in order to entitle to the Monthly Extra Interest.
8. BCM bank has the right to amend any of the terms and conditions from time to time, including, but not limited to, the interest rates, products and services and monthly requirements.
9. This service/product is not targeted at customers in the EU.
10. In case of any discrepancy in between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

The fascinating account stationeries

Hello Kitty Integrated Account provides you with a series of specially designed account stationeries including:

• The Hello Kitty Debit Card (ATM Card) for enjoying our 24x7 ATM services and UnionPay Debit Card functions and benefits;
• The Hello Kitty e-statement that you can access to statement details of your Hello Kitty accounts at anytime, anywhere;
• The Hello Kitty cheque book that is so charming for presenting your payment by cheque at all times!