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Remarks:

- Free gift redemption is only applicable to “HappyTrip Insurance Plan” Annual Plan (Mainland China Plus Hong Kong Plan, Worldwide (Classic Plan) or Worldwide (V.I.P. Plan)).
- Customers who successfully apply for “HappyTrip Insurance Plan” Annual Plan will receive a Customer Giveaway Letter with Redemption Instructions indicating promotion code, designated stores etc. Customers can redeem the free gift by presenting the letter or the above-mentioned promotion code at any one of the designated stores. Each letter/promotion code can only be redeemed for one gift and can only be used once. Please refer to Customer Giveaway Letter for Redemption Instructions details.
- Gifts are available on a first-come-first-served basis, and while stocks last.
- Terms and conditions apply. Macau Insurance Company Limited reserves the right for final decision.

Terms & Conditions:

1. Promotion period: from now on until 31 December 2024.
2. Applicable only to customers who apply for the designated insurance product of Macau Insurance Company Limited (MIC) through BCM website.
3. Free gift redemption is applicable to “HappyTrip Insurance Plan” Annual Plan (Mainland China Plus Hong Kong Plan, Worldwide (Classic Plan) or Worldwide (V.I.P. Plan)).
4. Customers who successfully apply “HappyTrip Insurance Plan” Annual Plan will receive a Customer Giveaway Letter with Redemption Instructions indicating promotion code, designated stores etc. Customers can redeem the free gift by presenting the letter or the above-mentioned promotion code at any one of the designated stores. Each letter/promotion code can only be redeemed for one gift and can only be used once. Please refer to Customer Giveaway Letter for Redemption Instructions details.
5. Gifts are available on a first-come-first-served basis, and while stocks last.
6. Please refer to the policy schedule for detailed terms and conditions for the designated insurance product.
7. MIC reserves the right for final decision on the promotion, including (but not limited to) suspension or termination of the promotion and amendment of its terms and conditions at any time without prior notice.