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Investment Trasaction Rewards

Investment & Securities Trading Service Reward Program

(1) Investment Service Rewards

Customers who complete the designated investment service during the Promotion Period can enjoy the following offers:

New-to-Product Customer Welcome Offer
UT			New-to-Product customers who successfully subscribe the UT product can enjoy the special commission rate as low as 0.15%
Bond ELI / ELIR CLI			New-to-Product customers who successfully subscribe the designated products can enjoy the cash reward up to $3,700

Investment Transaction Reward

Customers who successfully subscribe the following designated investment products can be entitled to cash reward up to $20,800

- UT
- Bond
- ELI / ELIR
- CLI

Transfer-in UT from other banks Cash Reward
Customers who successfully transferring in UT amount of every HKD300,000 (or its equivalent) or above from other banks can enjoy the cash reward up to $8,400

Promotion Period: 02/10/2024 – 31/12/2024

(2) Securities Trading Rewards

Enjoy the following fabulous Securities Trading Account offers︰

Portfolio Transfer Subsidy Offer
Customers who transfer Portfolio to BCM can entitled for the Portfolio Transfer Subsidy up to $2,000 per month

BUY Transaction Brokerage Fee Waiver Offer
Open NEW Securities Trading Account OR transfer Portfolio during the Promotion Period and make BUY Transaction can enjoy up to 6 months of $0 BUY Transaction Brokerage Fee

Promotion Period: 01/11/2024 – 31/12/2024

Customers who accumulate designated Monthly Transaction Amount via BCM i-Securities Trading Service or BCM Mobile Trading Service during the Promotion Period will be eligible for a special transaction brokerage fee!

Accumulated Monthly Transaction Amount (HKD)	Special Brokerage Fee to applied for this range of Monthly Transaction Amount
$5,000,000 - below $8,000,000	0.128%
$8,000,000 - below $20,000,000	0.088%
$20,000,000 or above	0.068%

Remarks: The Transaction Brokerage Fee is only applicable to the corresponding amount range of the Monthly Transaction Amount.

Promotion Period: 04/06/2024 – 31/12/2024

Terms and conditions apply.This service/product is not targeted at customers in the EU.

Terms and Conditions for "Investment Service Rewards"

1.	The Promotion Period of “Investment Service Reward Program” (“The Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 1 July to 30 September 2024, with both dates inclusive (“Promotion Period”).
2.	New-to-Product Customers Welcome Offer
	2.1	The offer is applicable to new or existing customers who has no transaction on the following types of products in past 12 months or above (“Eligible Customers”).
	2.2	Eligible Customers who have successfully subscribe the following products during the Promotion Period can enjoy the corresponding special commission rate or ONCE-OFF cash reward as below:
	2.2.1	UT Special Commission Rate Offer
	2.2.1.1	Customers can enjoy UT special commission rate of 0.3%, whilst VIP customers can enjoy 0.15% respectively.
	2.2.1.2	Each customer is limited to enjoy the special commission rate at a maximum investment amount of HKD200,000.
	2.2.2	Cash Reward Offer
	2.2.2.1	Customers can enjoy cash reward of HKD1,500 for accumulated Bond investment amount of HKD1,000,000 or above, whilst VIP customers can enjoy HKD2,500;
	2.2.2.2	Customers can enjoy cash reward of HKD500 for accumulated ELI/ELIR investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD1,000;
	2.2.2.3	Customers can enjoy cash reward of HKD100 for accumulated CLI investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD200.
	2.3	The accumulated investment amount of each type of product should be counted separately.
3.	Investment Transaction Reward
	3.1	Customers who subscribe minimum accumulated UT investment amount of HKD600,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.1.1	Customers can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated UT investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively;
	3.1.2	Only UT transaction with commission rate of 1.5% or above will be eligible for entitling to the offer.
	3.2	Customers who subscribe minimum accumulated Bond investment amount of HKD1,000,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.2.1	Customer can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated Bond investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively.
	3.2.2	Only Bond transaction with commission rate of 0.8% or above will be eligible for entitling to the offer.
	3.3	Customers who subscribe minimum accumulated ELI/ELIR investment amount of HKD200,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below:
	3.3.1	Customer can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated ELI/ELIR investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively.
	3.4	Customer who subscribe accumulated CLI investment amount of HKD1,000,000, HKD3,000,000 or HKD5,000,000 can be entitled to Cash Reward of HKD50, HKD150 or HKD250, whilst VIP customers can enjoy HKD100, HKD300 or HKD500 respectively.
	3.5	Each customer can be entitled to a total maximum Cash Reward amount of HKD20,800.
4.	Transfer-in UT from other banks Cash Reward
	4.1	Customers can enjoy the corresponding Cash Reward upon successfully transferring in UT from other banks to BCM during the Promotion Period:
	4.1.1	Normal customers can enjoy Cash Reward of HKD150 for every accumulated HKD300,000 of UT transferal, whilst VIP customers can enjoy cash reward of HKD300 respectively.
	4.2	Customers can be entitled to a maximum Cash Reward amount of HKD3,900, whilst VIP customers can be entitled to HKD8,400 respectively.
	4.3	Relevant UT units cannot be transferred out within 6 months after transferring in.
5.	All Cash Rewards of the Promotion will be automatically deposited into the related settlement account.
6.	Shall customers closed the relevant accounts before the Cash Rewards are credited, the related Cash Rewards will be automatically forfeited.
7.	The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.
8.	In case of dispute, BCM reserves the right for the final decision.
9.	This service/product is not targeted at customers in the EU.
10.	BCM reserves the right to amend any of these terms and conditions without prior notice.
11.	If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

Terms and Conditions for "Portfolio Transfer Subsidy Offer" and "BUY Transaction Brokerage Fee Waiver Offer"

1.	The Promotion Period of Securities Trading Account Offer (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 1 November – 31 December 2024, with both dates inclusive (“Promotion Period”).
2.	BUY Transaction Brokerage Fee Waiver Offer
	2.1		Customers who have opened NEW Securities Trading Account OR Transferred Securities Trading Portfolio during the Promotion Period can entitle 3-month BUY transaction brokerage Fee Waiver, whilst the VIP customers can enjoy 6-month BUY transaction fee waiver. Each customer can enjoy the waiver with maximum amount of HKD1,000 per month.
3.	Portfolio Transfer Subsidy Offer
		3.1	Customers who transfer the Portfolio during the Promotion Period can enjoy Portfolio Transfer Subsidy (“The Subsidy”) up to HKD1,000 per month, whilst VIP customers can be entitle to a maximum of HKD2,000 Subsidy.
4.		All related rebates/ Subsidy of the Promotion will be automatically deposited into the related settlement account.
5.		Shall customer closed the relevant accounts before the rebates/subsidy are credited, the related rebate/subsidy will be automatically forfeited.
6.		The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.
7.		In case of dispute, BCM reserves the right for the final decision.
8.		This service/product is not targeted at customers in the EU.
9.		BCM reserves the right to amend any of these terms and conditions without prior notice.
10.		If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

Terms and Conditions for "BCM i-Securities Trading Service" and "BCM Mobile Trading Service Special Transaction Brokerage Fee"

The Promotion Period of Securities Trading Account Offer (“Promotion”) by Banco Comercial de Macau, S.A. (“BCM”) is from 4 June to 31 December 2024, with both dates inclusive (“Promotion Period”).

Customer who has accumulated designated Monthly Transaction Amount (“Monthly Transaction Amount”) via BCM i-Securities Trading Service or BCM Mobile Trading Service during the Promotion Period will be eligible for the corresponding special Transaction Brokerage Fee (“Transaction Brokerage Fee”) as below:

Accumulated Monthly Transaction Amount (HKD)	Transaction Brokerage Fee
$5,000,000 - below $8,000,000	0.128%
$8,000,000 - below $20,000,000	0.088%
$20,000,000 or above	0.068%

The Transaction Brokerage Fee is only applicable to the corresponding amount range of the Monthly Transaction Amount.

The offer cannot be used in conjunction with any other Securities Transaction Brokerage Fee Offer. In the event that the customer is entitled to two or more promotional offers, only one offer will be granted.

The Transaction Brokerage Fee will be debited from the customer’s settlement account first and will be rewarded in terms of cash rebate afterwards.

Shall customer close the relevant Securities Trading Services account(s) before the rebates are credited, the related rebates will be automatically forfeited.

The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers.

In case of dispute, BCM reserves the right for the final decision.

This service/product is not targeted at customers in the EU.

10.

BCM reserves the right to amend any of these terms and conditions without prior notice.

11.

If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail.

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