| Terms and Conditions |
| 1. |
The Promotion Period of “Payroll Package Welcome Offer (Jan - Mar 2025)” (“The Promotion”) of Banco Comercial de Macau, S.A. (“BCM”) is from 1 April until 30 June 2025 with both dates inclusive (“Promotion Period”). |
| 2. |
The Promotion is only applicable to current full time Macau Civil Servants, Medical and Education Institutions Employee (“Eligible Customer”) who opens new BCM Payroll Account Service during the Promotion Period (“Payroll Service”). |
| 3. |
Payroll Welcome Offer |
| 3.1 |
Eligible Customer who has successfully opened and transferred to the Bank’s payroll account service during the Promotion Period and has the first payroll posting within 2 months from the application date of the payroll account can enjoy the corresponding Welcome Cash Reward (“Cash Reward”): |
| 3.1.1 |
For Payroll Service with monthly salary of MOP50,000 above, the customer can enjoy MOP1,600 Cash Reward. |
| 3.1.2 |
For Payroll Service with monthly salary from MOP20,000 to MOP50,000, the customer can enjoy MOP1,200 Cash Reward. |
| 3.1.3 |
For Payroll Service with monthly salary of MOP20,000 below, the customer can enjoy MOP800 Cash Reward.
|
| 3.2 |
Eligible Customer is required to maintain the payroll transfer service with the Bank for 24 consecutive months upon the application date of Payroll Service in order to be entitled to the Promotion. If the Payroll Service is cancelled before the aforementioned date, the Bank reserves the right to deduct the collected cash rebate of the offer from the relevant account of the customer. |
| 4. |
Referral Offer: |
| 4.1 |
All existing BCM customers can enjoy MOP188 cash rebate upon successfully referring Eligible Customer who has transferred payroll account to BCM during the Promotion Period and has the first successful payroll posting within 2 months from the application/ registration date of the payroll account. |
| 4.2 |
Each referrer can be entitled to the offer up to MOP940 cash rebate in total.
|
| 4.3 |
The offer is not application to BCM staff. |
| 5. |
All customer should maintain the valid accounts with good financial status in order to be entitled to the above offers. |
| 6. |
The payroll transaction should be automatically transferred and recognised as payroll posting record by the Bank’s system in order to be considered as an eligible payroll posting record. |
| 7. |
The Cash Reward will be calculated based on the Customer’s payroll transactions in the first 2 months of his/her payroll account, and use the lower transaction amount of the two months to determine the actual amount of the Case Reward. |
| 8. |
If there are more than one payroll transactions per month in the Customer’s payroll account, the Bank will identify the amount of the first payroll transaction in that particular month as an eligible payroll posting record for the Promotion. |
| 9. |
All Cash Reward will be automatically deposited into customer’s related payroll / settlement account. |
| 10. |
The Promotion cannot be used in conjunction with the Bank’s other offers. |
| 11. |
BCM bank reserves the right to amend the Terms & Conditions or terminate the above offers at any time without prior notice. |
| 12. |
This service/product is not targeted at customers in the EU. |
| 13. |
In case of dispute, BCM reserves the right for the final decision. |
| 14. |
In case of discrepancy in interpretation between the Chinese and English versions, the Chinese version shall prevail. |
e-Services Login
