1. |
The Promotion Period of “Investment Service Reward Program” (“The Promotion”) by Banco Comercial de Macau, S.A. (“BCM bank”) is from 2 April to 28 June 2024, with both dates inclusive (“Promotion Period”). |
2. |
New-to-Product Customers Welcome Offer |
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2.1 |
The offer is applicable to new or existing customers who has no transaction on the following types of products in past 12 months or above (“Eligible Customers”). |
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2.2 |
Eligible Customers who have successfully subscribe the following products during the Promotion Period can enjoy the corresponding special commission rate or ONCE-OFF cash reward as below: |
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2.2.1 |
UT Special Commission Rate Offer |
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2.2.1.1 |
Customers can enjoy UT special commission rate of 0.3%, whilst VIP customers can enjoy 0.15% respectively. |
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2.2.1.2 |
Each customer is limited to enjoy the special commission rate at a maximum investment amount of HKD200,000. |
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2.2.2 |
Cash Reward Offer |
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2.2.2.1 |
Customers can enjoy cash reward of HKD1,000 for accumulated Bond investment amount of HKD1,000,000 or above, whilst VIP customers can enjoy HKD2,000; |
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2.2.2.2 |
Customers can enjoy cash reward of HKD500 for accumulated ELI/ELIR investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD1,000; |
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2.2.2.3 |
Customers can enjoy cash reward of HKD100 for accumulated CLI investment amount of HKD200,000 or above, whilst VIP customers can enjoy HKD200. |
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2.2.2.4 |
Customers can enjoy cash reward of HKD400 for accumulated CLPGI investment amount of HKD500,000 or above, whilst VIP customers can enjoy HKD800. |
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2.3 |
The accumulated investment amount of each type of product should be counted separately. |
3. |
Investment Transaction Reward |
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3.1 |
Customers who subscribe minimum accumulated UT investment amount of HKD600,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below: |
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3.1.1 |
Customers can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated UT investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively; |
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3.1.2 |
Only UT transaction with commission rate of 1.5% or above will be eligible for entitling to the offer. |
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3.2 |
Customers who subscribe minimum accumulated Bond investment amount of HKD1,000,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below: |
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3.2.1 |
Customer can enjoy Cash Reward of HKD150 for every HKD200,000 of accumulated Bond investment amount, whilst VIP customers can enjoy HKD300 Cash Reward respectively. |
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3.2.2 |
Only Bond transaction with commission rate of 0.8% or above will be eligible for entitling to the offer. |
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3.3 |
Customers who subscribe minimum accumulated ELI/ELIR investment amount of HKD200,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below: |
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3.3.1 |
Customer can enjoy Cash Reward of HKD200 for every HKD200,000 of accumulated ELI/ELIR investment amount, whilst VIP customers can enjoy HKD400 Cash Reward respectively. |
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3.4 |
Customers who subscribe minimum accumulated CLPGI investment amount of HKD500,000 during the Promotion Period can be entitled to the corresponding Cash Reward as below: |
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3.4.1 |
Customer can enjoy Cash Reward of HKD50 for every HKD200,000 of accumulated CLPGI investment amount, whilst VIP customers can enjoy HKD100 Cash Reward respectively. |
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3.4.2 |
Only CLPGI transaction with commission rate of 0.5% or above (annualized) will be eligible for entitling to the offer. |
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3.5 |
Each customer can be entitled to a total maximum Cash Reward amount of HKD20,800. |
4. |
Transfer-in UT from other banks Cash Reward |
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4.1 |
Customers can enjoy the corresponding Cash Reward upon successfully transferring in UT from other banks to BCM bank during the Promotion Period: |
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4.1.1 |
Normal customers can enjoy Cash Reward of HKD100 for every accumulated HKD300,000 of UT transferal, whilst VIP customers can enjoy cash reward of HKD200 respectively. |
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4.2 |
Customers can be entitled to a maximum Cash Reward amount of HKD3,800, whilst VIP customers can be entitled to HKD8,200 respectively. |
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4.3 |
Relevant UT units cannot be transferred out within 6 months after transferring in. |
5. |
All Cash Rewards of the Promotion will be automatically deposited into the related settlement account. |
6. |
Shall customers closed the relevant accounts before the Cash Rewards are credited, the related Cash Rewards will be automatically forfeited. |
7. |
The relevant accounts should maintain good financial status during the entire Promotion Period in order to entitle to the above offers. |
8. |
In case of dispute, BCM bank reserves the right for the final decision. |
9. |
This service/product is not targeted at customers in the EU. |
10. |
The Bank reserves the right to amend any of these terms and conditions without prior notice. |
11. |
If there be any inconsistency between the English and Chinese version of these terms and conditions, the Chinese version shall prevail. |