OUR STRONG BACKGROUND

BCM bank has become a member of the Dah Sing Group following the completion of the acquisition of BCM by Dah Sing Bank, Limited on 19th December 2005.

The Dah Sing Group is a leading financial services group in Hong Kong, active in providing banking, insurance, financial and other related services in Hong Kong, Macau and the People's Republic of China. The Dah Sing Group consists of two listed companies, Dah Sing Financial Holdings Limited ("DSFH"), which has been listed on the Hong Kong Stock Exchange since 1987, and Dah Sing Banking Group Limited ("DSBG"), which has been listed on the Hong Kong Stock Exchange since 2004 and in which DSFH is the majority shareholder.

DSFH is the holding company for the group's general insurance business, which are operated through Dah Sing Insurance Company (1976) in Hong Kong, and Macau Insurance Company in Macau, offering a wide range of general insurance services in the two markets.

DSBG has three banking subsidiaries (Dah Sing Bank, Banco Comercial de Macau and Dah Sing Bank (China) Limited), providing banking and financial services through a branch network of around 70 branches over Hong Kong, Macau and China, and a securities trading company.

The Group's main banking subsidiary, Dah Sing Bank's long term rating assigned by Moody's and Fitch is "A2" and "BBB+" respectively.